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Property Indemnity Insurance: Because Sometimes Your Dream Home Has a Slightly Shady Past
So, you’re buying a home and everything’s going swimmingly. You’ve got your mortgage offer, you’ve picked your paint colours, and you’ve started watching DIY YouTube videos with misplaced confidence. Then your solicitor says, “We need to take out indemnity insurance ,” and the vibe turns from Grand Designs to Crimewatch . Don’t panic — you’re not buying a haunted house or a top-secret MI5 bunker (probably). Indemnity insurance is actually pretty common in the property world,

Bridget Morrow
9 hours ago3 min read


10 Things to Check When Buying A Leasehold Property
Buying your first home is exciting — until someone says the word “leasehold” and suddenly you feel like you need a law degree and a...

Jodene Smith
Sep 94 min read


Can I Buy A House Without A Deposit? Yes. Really!
Saving for a deposit can feel like trying to fill a bathtub with a teaspoon—slow, frustrating, and slightly ridiculous when house prices...

Bridget Morrow
Aug 283 min read


Breaking Up with Your Mortgage: How to Buy Out a Partner and Take Over the Home
So, you've decided to part ways with your co-owner—whether it’s a relationship break-up, a business split, or maybe your sibling finally realised that living together forever wasn’t such a great idea after all. Now, there’s just the little matter of who gets the house, and how to sort out the mortgage without turning it into a full-blown episode of Law & Order. Buying out a partner from a mortgage isn't as simple as just sending them a bank transfer and changing the name on t

Naomi King
Aug 114 min read


Do Guarantor Mortgages Still Exist?
Let’s say you’ve found your dream flat. The one with the charming brickwork, the perfect coffee shop nearby, and just enough space for...

Jodene Smith
Jun 183 min read


Homebuyer Surveys: Which Should You Choose
Buying a house? Congratulations! You’re about to embark on an emotional rollercoaster filled with excitement, stress, and a sudden...

Jodene Smith
Feb 183 min read


How To Buy Your Rental Property From Your Landlord
So, you’ve been renting your place for a while, and you’re tired of saying, “It’s nice, but I don’t own it.” But what if you did? There...

Bridget Morrow
Nov 14, 20243 min read


10 Tips to Boost Your Chances of Getting a Mortgage
So, you're ready to get on the property ladder, but the whole "getting a mortgage" thing is looming like a giant financial uphill battle....

Jodene Smith
Oct 28, 20245 min read


What’s a Mortgage Deed and Why Does It Sound So Fancy?
Ah, the mortgage deed—just the name alone sounds like something plucked straight out of a dusty old legal drama, right? You half expect...

Naomi King
Oct 17, 20243 min read


Home-Buyer’s Guide to Shared Ownership
So, you’re dreaming of owning your own home, but your bank balance is giving you serious side-eye. Enter the magical world of shared...

Bridget Morrow
Oct 8, 20244 min read


The Legal Process for Buying or Remortgaging a Home
So, you’ve found your dream home or are ready to remortgage your current one, and now you’ve been introduced to a conveyancer. Don’t...

Jodene Smith
Sep 25, 20244 min read


The Mortgage Process and Timeline
Getting a mortgage is a bit like going on a grand adventure... First, you prep your finances – think of it as packing your backpack with...

Bridget Morrow
Jul 26, 20241 min read


Guide to Buying a New Build Home
So, you’re thinking about buying a new build? Brilliant choice! Picture it: everything brand spanking new, that fresh paint smell, and no...

Jodene Smith
Jul 17, 20243 min read


Overpayments, Underpayments, Charges and Portability: Making the Most of Your Mortgage Features
Choosing a mortgage is complicated enough just figuring out your rate type, mortgage term, affordability and understand what’s really...

Bridget Morrow
Jul 5, 20244 min read


What's a Mortgage Agreement in Principle?
Put simply, a mortgage agreement in principle is a conditional offer from a lender indicating how much they are willing to lend you based...

Jodene Smith
Jun 17, 20243 min read


Stamp Duty: Current Rates, Thresholds and Exceptions Explained
Stamp duty – that sneaky little tax that pops up when you buy property in the UK. Stamp Duty Land Tax (SDLT) – to give it it’s full name...

Jodene Smith
May 30, 20243 min read


Choosing Your Mortgage Rate Type: Fixed, Tracker or Variable
Picture this: you’re at a carnival and you’ve got three ride options – one that’s slow and steady, one that follows a winding track, and...

Bridget Morrow
May 22, 20242 min read


5 Ways To Improve Your Credit Score
So you’ve fallen in love with that house on the canal, but your credit score is giving you the side-eye? Improving your credit score can...

Bridget Morrow
May 7, 20242 min read


What Is Mortgage ‘Affordability’ and How Is It Calculated?
Mortgage affordability – everyone’s favourite pub chat. Or maybe not. It’s the financial equivalent to fitting comfortably into your...

Jodene Smith
Apr 30, 20242 min read


Mortgage Considerations For First-Time Buyers
A new 99% mortgage with £5k deposit has recently come onto the market for first-time buyers. While this is very exciting, there are some...

Bridget Morrow
Apr 17, 20242 min read
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