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Moving House vs Renovating: Which Is the Smarter Move?
At some point, many homeowners face the same question: do we move, or do we improve? Maybe the kitchen feels a bit like cooking in a cupboard, the family has expanded (hello, children or dogs), or you’ve realised that working from home at the dining table isn’t quite the dream you imagined. When this happens, there are usually two options: move to a bigger or better property, or renovate the home you already have. Both come with their own costs, benefits, and the occasional h

Naomi King
4 days ago4 min read


Getting a Further Advance on Your Mortgage: Accessing Funds for Home Improvements & More
So, you’ve been in your home for a while, made friends with the neighbours, maximised your loyalty points at the local Costa - but you need a bit more space, or a new boiler, or you find yourself facing one of life's unexpected twist and turns. Welcome to the world of the further advance — a fancy term that basically means topping up your existing mortgage to borrow additional funds from your current lender. Maybe you want to build that dream kitchen, finally tackle the loft

Naomi King
Nov 14, 20253 min read


Breaking Up with Your Mortgage: How to Buy Out a Partner and Take Over the Home
So, you've decided to part ways with your co-owner—whether it’s a relationship break-up, a business split, or maybe your sibling finally realised that living together forever wasn’t such a great idea after all. Now, there’s just the little matter of who gets the house, and how to sort out the mortgage without turning it into a full-blown episode of Law & Order. Buying out a partner from a mortgage isn't as simple as just sending them a bank transfer and changing the name on t

Naomi King
Aug 11, 20254 min read


Part-and-Part Mortgages: The Half-and-Half Pizza of the Mortgage World
If you’ve ever ordered a pizza and thought, “I want pepperoni… but I also want veggie supreme…” — congratulations, you’re already...

Bridget Morrow
Jul 17, 20253 min read


The Legal Process for Buying or Remortgaging a Home
So, you’ve found your dream home or are ready to remortgage your current one, and now you’ve been introduced to a conveyancer. Don’t...

Jodene Smith
Sep 25, 20244 min read


Remortgaging Guide: When, Why, and How to Give Your Mortgage a Makeover
So, you’ve been in your home for a while, sipping coffee and basking in the glory of homeownership. But now you’re hearing whispers about...

Bridget Morrow
Sep 10, 20245 min read


Overpayments, Underpayments, Charges and Portability: Making the Most of Your Mortgage Features
Choosing a mortgage is complicated enough just figuring out your rate type, mortgage term, affordability and understand what’s really...

Bridget Morrow
Jul 5, 20244 min read
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