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Property Indemnity Insurance: Because Sometimes Your Dream Home Has a Slightly Shady Past
So, you’re buying a home and everything’s going swimmingly. You’ve got your mortgage offer, you’ve picked your paint colours, and you’ve started watching DIY YouTube videos with misplaced confidence. Then your solicitor says, “We need to take out indemnity insurance ,” and the vibe turns from Grand Designs to Crimewatch . Don’t panic — you’re not buying a haunted house or a top-secret MI5 bunker (probably). Indemnity insurance is actually pretty common in the property world,

Bridget Morrow
Dec 4, 20253 min read


Getting a Further Advance on Your Mortgage: Accessing Funds for Home Improvements & More
So, you’ve been in your home for a while, made friends with the neighbours, maximised your loyalty points at the local Costa - but you need a bit more space, or a new boiler, or you find yourself facing one of life's unexpected twist and turns. Welcome to the world of the further advance — a fancy term that basically means topping up your existing mortgage to borrow additional funds from your current lender. Maybe you want to build that dream kitchen, finally tackle the loft

Naomi King
Nov 14, 20253 min read


10 Things to Check When Buying A Leasehold Property
Buying your first home is exciting — until someone says the word “leasehold” and suddenly you feel like you need a law degree and a...

Jodene Smith
Sep 9, 20254 min read


Homebuyer Surveys: Which Should You Choose
Buying a house? Congratulations! You’re about to embark on an emotional rollercoaster filled with excitement, stress, and a sudden...

Jodene Smith
Feb 18, 20253 min read


10 Tips to Boost Your Chances of Getting a Mortgage
So, you're ready to get on the property ladder, but the whole "getting a mortgage" thing is looming like a giant financial uphill battle....

Jodene Smith
Oct 28, 20245 min read


The Legal Process for Buying or Remortgaging a Home
So, you’ve found your dream home or are ready to remortgage your current one, and now you’ve been introduced to a conveyancer. Don’t...

Jodene Smith
Sep 25, 20244 min read


The Mortgage Process and Timeline
Getting a mortgage is a bit like going on a grand adventure... First, you prep your finances – think of it as packing your backpack with...

Bridget Morrow
Jul 26, 20241 min read


Guide to Buying a New Build Home
So, you’re thinking about buying a new build? Brilliant choice! Picture it: everything brand spanking new, that fresh paint smell, and no...

Jodene Smith
Jul 17, 20243 min read


Overpayments, Underpayments, Charges and Portability: Making the Most of Your Mortgage Features
Choosing a mortgage is complicated enough just figuring out your rate type, mortgage term, affordability and understand what’s really...

Bridget Morrow
Jul 5, 20244 min read


Stamp Duty: Current Rates, Thresholds and Exceptions Explained
Stamp duty – that sneaky little tax that pops up when you buy property in the UK. Stamp Duty Land Tax (SDLT) – to give it it’s full name...

Jodene Smith
May 30, 20243 min read


Choosing Your Mortgage Rate Type: Fixed, Tracker or Variable
Picture this: you’re at a carnival and you’ve got three ride options – one that’s slow and steady, one that follows a winding track, and...

Bridget Morrow
May 22, 20242 min read


Can I Get a Mortgage If I’m Self-employed? Yes Indeed!
So, you’re a self-employed whiz, rocking a work-life balance, and ready to make a move or take the plunge into home ownership. Alongside...

Bridget Morrow
May 14, 20242 min read


Unlocking The Door To Your Dream Home: How To Get A Mortgage With Bad Credit
So, you've got your eye on that cute Victorian terrace or sleek city apartment, but there's just one tiny snag – your credit score...

Jodene Smith
Apr 17, 20242 min read
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